PPI claims after your IVA has completed

Interesting read. Although I don’t have PPI (in so far as I know), will there be a defined period Iva trusts have actually for which they ought to make an effort to finish their investigations concerning products such as for instance PPI? Otherwise they might drag their foot and keep this going on for a long time and years. All of this time these are typically keeping individual economic documents, certainly without having a fixed time period this contravenes GDPR?

Sara (Financial Obligation Camel) says

PPI complaints are closing. You aren’t likely to win an issue about that.

darren kelly says

We received my conclusion certification, but have actually simply been contacted by WageDayAdvance representatives beginning i will be due some Redress. We hadn’t started the claim, me to submit the claim today until they asked. If I actually do get this, would my IVA expect the cash to visit them? And wouldn’t it immediately be compensated for them?

Sara (Financial Obligation Camel) says

Whenever ended up being your borrowing from WDA?

It had been just before my IVA and once whilst with it

Sara (Financial Obligation Camel) says

Well this will depend from the regards to your IVA as well as which IVA company you utilized as some do not have desire for reopening finished IVAs. In training the amount of money might be provided for you.

Darren kelly says

It had been Thorton that is grant which up to Apperture

Michelle Peach says

We had been within an IVA 12 years back. We paid to the IVA for more than couple of years whenever I ended up being identified as having aggressive cancer tumors. The creditors voted to shut the IVA as there was clearly no prognosis that is clear I wasn’t working. We received a certification of Satisfaction together with creditors had been given out though it ended up being a much smaller quantity. Certainly one of our creditors had been the Northern Rock. We now have simply been notified with business coping with PPI enquiries that we have entitlement to a return of premium from Northern Rock. We additionally stated through the Halifax some full years back. The Halifax delivered the monies direct to us (these people were additionally certainly one of our creditors). Northern Road have stated that the funds are being kept by them towards our IVA. Can they are doing this? If a certificate has been received by us of Satisfaction 9 years back saying the IVA ended up being settled who are able to this be reasonable. It has nothing at all to do with the actual fact which they mis-sold us PPI. Please advise.

Sara (Financial Obligation Camel) says

It’s quite common for the creditor to create a PPI refund off against a financial obligation within an IVA.

I’ve just made the last payment and my IVA business is keeping my certification for them to investigate all my PPI until I sign an agreement. To be honest the IVA business has recently examined my PPI claims while I became into the IVA. They took roughly £3500. I did son’t see anything of course. Now what makes they asking doing another research?

Sara (Financial Obligation Camel) says

This argument is not likely to allow you to get anywhere. These are generally entitled to will not complete your IVA until you agree. I am aware it is irritating, however the choice is yours.

Rebecca Arthurs says

I became adviced check with residents advice which stated I happened to be in no monetary state to spend my ctax arrears over ВЈ4,500 and my advice centre said my sole option ended up being iva and so I took there advice had been released and I also made a claim for ppi and had been awared over ВЈ3000 however the bank that awarded me personally delivered it right to iva and also as I happened to be with debt for ctax ВЈ4.500 and absolutely nothing because of any banking institutions or estates just tiny high rates of interest companies e.g. provident all under ВЈ9000 !the ВЈ3000 will not protect the ctax and is more than all of the businesses that are small. provident why have they taken this ВЈ3000 we had been granted ? The business that got me ppi sent me personally a message and page saying very good news u v been granted ВЈ3000 I quickly called them when I never ever got absolutely nothing they called the financial institution whom said it is delivered to iva but I happened to be released

Sara (Financial Obligation Camel) says

Will you be yes you’d an IVA? This sounds more like bankruptcy or a Debt Relief Order if you were “discharged” after a year?

I happened to be within an IVA which completed We claimed ppi while into the iva and had been granted ВЈ3500 this is compensated towards the internet protocol address and to the iva .

Could I now claim this right straight straight right back through the internet protocol address

Sara (Financial Obligation Camel) says

No. Perhaps perhaps maybe perhaps Not it should not have gone to the IP unless you can show.

Sonaton Saha says

Hi, i’ve finished my 6 years IVA and my certification had been granted from aperture. I’ve started my iva with DFD but later on it to aperture on they moved. on my certification wording that is following written- “Dividends Creditors whose claims had been outstanding or unsupported following the final claiming deadline, had been excluded in complete or component through the dividend circulation; but, they stay limited by the conditions and terms regarding the completed Arrangement(s). All dividends have already been equalised where funds allowed have a glimpse at the hyperlink. VAT and PPI The manager will continue to cope with the PPI and VAT dilemmas according to the resolutions approved and proposed by the creditors during the conference of creditors.”

within my IVA DFD advertised PPI. the other day we have obtained one page from very very very first dispute administration saying they’ve been instructed by my aperture manager to research different mis-selling claims which might occur in my own IVA and after this received e-mail from aperture whether i have gotten the page or otherwise not. if i change target, they would like to understand my brand new target where they can resend that kind. May I ignore them? if I really do can they reopen my iva? we have perhaps not gotten any ppi funds from loan providers individually, even i am not bothered. We really don’t want this hassle any longer. I will be a lot more than very happy to finish my IVA. I might be actually grateful to own your advice regarding this matter. Many thanks